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Merry Christmas

Written by Margaret Johnson | Wednesday, 21 December 2011

It’s that time again. I’ve already wished the Canadian banks a Merry Christmas.  I’ve also been ringing the warning bells about Christmas spending. Let me now wish everyone else the very best for this wonderful season. Merry Christmas. Thanks for listening.

Let me leave you with a special letter written by a friend who reaches out to his adult daughters.

Dear  ___________, ______________

When I was young we used to sit down and write long letters at Christmas, especially to our families. It might be to our mother or father, a sister or brother, a cousin, aunt or uncle. Many of these letters took many days to construct because to write something was much more difficult than to say it, and we would dig deep into our hearts to say what we really wanted to at Christmas.

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Twas the Night Before Default

Written by Margaret Johnson | Thursday, 15 December 2011

Twas the night before default, when all through the bank vault,
Not a super committee was meeting to bring it to a halt.

The cookie jar was empty and the cupboards were bare,
No presents from St Nicholas just tidings to beware.

Parents and children were sleeping in their rented beds,
Can I have my vision back danced in their heads.
And mamma cried in her handkerchief, where did all the money go?
Down the chimney, down the drain, out the window and into the snow.

When out on the lawn a bailiff made such a clatter,
I sprang from the bed to see what was the matter.
He hooked up the car, the boat, the trailer in a flash,
See what happens when you run out of cash.

The sun don’t shine on a mountain of debt,
Promises, promissory notes and bills all unmet.
“What will we do?” said the debtor to St. Nick.
Hope Hope Hope, stop borrowing, that’s the trick.
To the debtors of the world, Merry Christmas and Happy New Year!
Do not finance this season of good cheer.
Cut up the credit cards, count your pennies and don’t be late.

Get an action plan that will finally clean your slate.

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